feat(ai): cover letter inline generation + draft_content field on AskAshResponse

AskAshResponse now carries draft_content: Option<String> — a clean raw
generated text separate from the prose wrapper in message. Used by:
  - profile_draft: the improved summary text (for Save to Profile)
  - cover_letter_draft: the letter body (for clipboard copy)

When Intent::CoverLetter is detected in ask_ash:
  - Fetches job_seeker_profiles (full_name, summary, experience, skills)
  - Calls LLM with cover_letter_generate feature key (charges credits)
  - Returns action_type: 'cover_letter_draft', suggested_action: 'open_cover_letter'
  - draft_content holds the raw letter body; message wraps it in --- delimiters
  - If no profile found: returns navigation response to open_cover_letter
  - LLM failure falls through to generic path

Profile draft updated to populate draft_content: Some(improved) so the
frontend no longer needs regex parsing to extract the clean text.

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

apps/users/src/handlers/ai.rs

@@ -2220,8 +2220,14 @@ pub struct AskAshResponse {
     /// "ticket_pending"    — user wants a ticket but none was created yet (show confirm button)
     /// "kb_results"        — KB articles were found (show link to help center)
     /// "usage_info"        — usage/credits summary
+    /// "profile_draft"     — AI-improved profile summary; show Save to Profile button
+    /// "cover_letter_draft"— AI-generated cover letter; show Copy + open tool buttons
     /// "navigation"        — navigate to the relevant feature page
     pub action_type: Option<String>,
+    /// Raw generated content (profile draft text, cover letter body, etc.) separate from
+    /// the display message. The frontend uses this for clipboard copy and save actions
+    /// without needing to parse the prose wrapper out of `message`.
+    pub draft_content: Option<String>,
     pub remaining_credits: Option<i32>,
     pub remaining_daily_actions: Option<i32>,
 }
@@ -2358,6 +2364,7 @@ async fn ai_chat_ask(
                         status: Some("usage_summary".to_string()),
                         suggested_action: Some("show_usage_modal".to_string()),
                         action_type: Some("usage_info".to_string()),
+                        draft_content: None,
                         remaining_credits: Some(remaining_credits),
                         remaining_daily_actions: Some(remaining_daily_actions),
                     }),
@@ -2384,6 +2391,7 @@ async fn ai_chat_ask(
                 status: Some("kb_results".to_string()),
                 suggested_action: Some("open_help_search".to_string()),
                 action_type: Some("kb_results".to_string()),
+                draft_content: None,
                 remaining_credits: None,
                 remaining_daily_actions: None,
             }),
@@ -2419,6 +2427,7 @@ async fn ai_chat_ask(
                 status: Some("ticket_created".to_string()),
                 suggested_action: Some("open_support_ticket".to_string()),
                 action_type: Some("ticket_created".to_string()),
+                draft_content: None,
                 remaining_credits: None,
                 remaining_daily_actions: None,
             }),
@@ -2482,6 +2491,7 @@ async fn ai_chat_ask(
                             status: Some("profile_draft".to_string()),
                             suggested_action: Some("save_profile".to_string()),
                             action_type: Some("profile_draft".to_string()),
+                            draft_content: Some(improved),
                             remaining_credits: Some(r.remaining_credits),
                             remaining_daily_actions: Some(r.remaining_daily_actions),
                         }),
@@ -2513,6 +2523,110 @@ async fn ai_chat_ask(
                     status: Some("navigation".to_string()),
                     suggested_action: Some("open_resume_tailor".to_string()),
                     action_type: Some("navigation".to_string()),
+                    draft_content: None,
+                    remaining_credits: None,
+                    remaining_daily_actions: None,
+                }),
+            )
+                .into_response();
+        }
+    }
+
+    // ── Cover letter inline generation (Intent::CoverLetter) ─────────────────
+    // Generates a general professional cover letter from the user's profile so
+    // they have a strong starting point they can copy immediately or open the
+    // dedicated Cover Letter Tool to tailor it to a specific job.
+    if matches!(routed.intent, phase3::Intent::CoverLetter) {
+        let seeker: Option<(String, Option<String>, i32, Vec<String>)> = sqlx::query_as(
+            "SELECT full_name, summary, experience_years, skills \
+             FROM job_seeker_profiles WHERE user_id = $1"
+        )
+        .bind(user_id)
+        .fetch_optional(&state.pool)
+        .await
+        .ok()
+        .and_then(|r| r);
+
+        if let Some((full_name, summary, experience, skills)) = seeker {
+            let skills_str = skills.join(", ");
+            let cover_prompt = format!(
+                "You are a professional cover letter writer. \
+                 Write a compelling, concise cover letter for a job application. \
+                 IMPORTANT: Do NOT include phone number, email, or any contact information — \
+                 candidates keep their contacts private on this platform. \
+                 Write 3 short paragraphs (opening, body, closing). Under 200 words total. \
+                 Return ONLY the cover letter text with no heading, date, or address block.\n\n\
+                 Candidate: {full_name}\n\
+                 Experience: {experience} years\n\
+                 Summary: {}\n\
+                 Skills: {skills_str}",
+                summary.as_deref().unwrap_or("Experienced professional")
+            );
+
+            let result = orchestrator::call_feature(
+                &state,
+                &auth,
+                "cover_letter_generate",
+                None,
+                &cover_prompt,
+                body.model.as_deref(),
+                None,
+            )
+            .await;
+
+            match result {
+                Ok(r) => {
+                    let letter = r.text.trim().to_string();
+                    let msg = format!(
+                        "Here's a cover letter draft based on your profile. Copy it and tailor it to the specific role, or open the Cover Letter Tool to generate one matched to a job posting.\n\n---\n{letter}\n---"
+                    );
+                    return (
+                        StatusCode::OK,
+                        Json(AskAshResponse {
+                            message: msg,
+                            persona: persona.map(|p| p.as_str().to_string()),
+                            pillar: pillar.map(|p| p.as_str().to_string()),
+                            intent,
+                            confidence,
+                            conversation_id,
+                            kb_matches,
+                            ticket: None,
+                            ollama_used: true,
+                            status: Some("cover_letter_draft".to_string()),
+                            suggested_action: Some("open_cover_letter".to_string()),
+                            action_type: Some("cover_letter_draft".to_string()),
+                            draft_content: Some(letter),
+                            remaining_credits: Some(r.remaining_credits),
+                            remaining_daily_actions: Some(r.remaining_daily_actions),
+                        }),
+                    )
+                        .into_response();
+                }
+                Err(e) => {
+                    if matches!(e, orchestrator::AiCallError::Plan(_) | orchestrator::AiCallError::Credit(_)) {
+                        return e.into_response();
+                    }
+                    tracing::warn!("cover_letter inline generation failed, falling through: {}", e);
+                }
+            }
+        } else {
+            // No job seeker profile — navigate to the tool
+            return (
+                StatusCode::OK,
+                Json(AskAshResponse {
+                    message: "I couldn't find your job seeker profile. Set up your profile first so I can generate a tailored cover letter for you!".to_string(),
+                    persona: persona.map(|p| p.as_str().to_string()),
+                    pillar: pillar.map(|p| p.as_str().to_string()),
+                    intent,
+                    confidence,
+                    conversation_id,
+                    kb_matches,
+                    ticket: None,
+                    ollama_used: false,
+                    status: Some("navigation".to_string()),
+                    suggested_action: Some("open_cover_letter".to_string()),
+                    action_type: Some("navigation".to_string()),
+                    draft_content: None,
                     remaining_credits: None,
                     remaining_daily_actions: None,
                 }),
@@ -2656,6 +2770,7 @@ Assistant:");
             status: Some("answered".to_string()),
             suggested_action: Some(routed.suggested_action.to_string()),
             action_type: Some(action_type.to_string()),
+            draft_content: None,
             remaining_credits,
             remaining_daily_actions,
         }),